Loan offers from $500¹

Multiple loan offers from $500 - $10,000¹
No impact on your score to check eligibility²
All credit scores can apply
Get started
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Payoff debt smarter
AS FEATURED BY

Benefits of Bright

Fast

Compare multiple loan offers from partners in minutes

Flexible

Choose the best offer personalized to your situation

No score impact to check eligibility²

Compare loan offers without affecting your credit score

How it works?

Choose the personal loan amount

Select the amount you want to borrow, up to $10,000.

Check eligibility for the loan

Share some details for eligibility check. It will not impact score².

Review and accept the offer

Once qualified, see and confirm the rate.

Get it credited to your account

Once approved, get the loan amount credited.

Know more about Personal Loans

Are Personal Loans provided by Bright?

What loan amounts can I apply for?

How can I check my offers?

What personal loans are best for people with bad credit?

What factors should I look at when considering a loan?

You can trust Bright

Bank level 256-bit encryption

Rated 5-stars by 200,000+ users*

24/7 live customer chat support

Up to $10,000

Personal Loans Offers¹

Apply now
2024 Bright Capital Inc.
Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loans are made through Even Financial Corp and its network of financial partners who will determine if you are eligible for a loan independent of Bright. Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. Bright is a financial technology company, not a bank.

1. Personal Loans are provided by Even Financial Corp and its network of financial partners, not by Bright or its partner Banks. Bright does not provide or guarantee any Third-Party Products or Services. To see Personal Loan offers or other offers by referral partners, you will leave Bright Money’s website and see offers provided by Third Parties. Third Parties providing these products or services are solely responsible for them, as well as content on their websites. The display on the Bright Money  platform of any Third-Party Product does not constitute a recommendation by Bright Money. Bright Money may receive compensation from third parties for referrals to these products or their website. These advertised products and services may not be FDIC insured or bank-guaranteed. Check individual offers for applicable restrictions or conditions that may apply.



2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.



When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.



The product images shown are for illustration purposes only.

*Based on Appstore and Google Play store ratings as on December 2024.