Delete Debt.
Boost your Credit.

Improve your credit score by paying off debt 8 times faster, automatically.

Build a Brighter future

Pay off debt

Clear credit card debt faster

Boost your score

Build it with every payment

Start saving more

Hassle-free. Automatically

Users love Bright

Extremely Helpful
bradley.berry
10/15/2020

I haven’t sweated my credit card debt since the day I downloaded this app. My score has skyrocketed and some awesome new opportunities have come for my company Protect Mental Health because of Bright. Couldn’t be more grateful.

Reviewed on Appstore
Makes Bill paying easy!
oobhakeb
12/12/2020

I’m never late on my payments and my credit score has raised consistently. Takes the headache out of credit card payments.

Reviewed on Appstore
I’m broke yet my credit score is increasing
bradofo 11/21/2020

I don’t really have much money, but with these early credit card payments on my 3 credit cards, my credit score seems to be increasing. It’s all because I use bright to automatically pay my bills without having to even worry about it myself anymore. One less issue to stress over thank God.

Reviewed on Appstore

We've got your back

FDIC-insured up to $250,000

Bank-level security with 256-bit encryption

24/7 live customer service

Boost your credit now

Delete debt. Build credit.¹

Pay off debt up to 4x faster²
Build credit with on-time payments¹
24 x7 customer support
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Rated 4.8* based on 80,000+ reviews
Payoff debt smarter
AS FEATURED BY

Get a financial plan that helps payoff debt, build credit¹ and grow savings

Pay off cards fast

A faster, smarter way to pay off
your credit cards

Build credit¹

Build credit¹ by improving key factors that influence it

Build more savings

Bright helps meets your
savings goals, month after month

Changing lives every day.

See how Bright users reached financial well-being. Watch their stories.

You can trust Bright

FDIC-insured up to $250,000

Rated 4.8 based on 80,000+ reviews*

24/7 live customer service

Build your credit now1

Build your credit by paying off debt 4x faster2.

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Banking services provided by Evolve Bank & Trust or CBW; Member FDIC.
2023 Bright Capital Inc.

¹ Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion (https://www.transunion.com/credit-score). Bright Builder helps you build payment history that may positively improve your credit score. Credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will have a negative effect on your credit score.

² Bright customers paid off their credit card debt 4x faster using Bright membership than they would by only paying their minimum dues. These customers included all users using Bright before Feb 2023, having a minimum of $500 credit card debt and having used Bright services for 1 year. Actual pay off rates may defer based on individuals.

3300K+ users have reduced debt and build credit with Bright. Analysis done for users enrolled in Bright services since 2019.

4Bright users saved over $85M in credit card interest. Analysis done on users enrolled with Bright since Sep 2019.

* Based on Apple Appstore and Google Play store ratings as on March 2023.