¹ Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion (https://www.transunion.com/credit-score). Bright Builder helps you build payment history that may positively improve your credit score. Credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will have a negative effect on your credit score.
² Bright customers paid off their credit card debt 4x faster using Bright membership than they would by only paying their minimum dues. These customers included all users using Bright before Feb 2023, having a minimum of $500 credit card debt and having used Bright services for 1 year. Actual pay off rates may defer based on individuals.
3300K+ users have reduced debt and build credit with Bright. Analysis done for users enrolled in Bright services since 2019.
4Bright users saved over $85M in credit card interest. Analysis done on users enrolled with Bright since Sep 2019.
* Based on Apple Appstore and Google Play store ratings as on March 2023.