Pay off debt smarter - 4x faster¹

Snowball or Avalanche? Bright does them both better -- and makes payments for you.

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Payoff debt smarter
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Looking to clear cards fast? Or save on interest charges?

Snowball or Avalanche? Bright does both better!
Target the lowest balance first
Or prioritize interest charges
Bright does the math and makes payments for you
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Want the best of both? But faster, with more savings?

Choose Bright's MoneyScience. A new system of 34 algorithms that finds the fastest, smartest way to pay off your debt.
Pay off more debt 4x faster¹
Save more on interest charges
Can make payments for you
Adapts as your finances shift
Let's do it

Secure a Brighter financial future

Pay off debt
4x faster¹

Manage all credit cards

Build credit

Track your credit score instantly

Changing lives every day.

See how Bright users reached financial well-being. Watch their stories.

Bright works for everybody.

For every goal and every plan.
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Banking services provided by Evolve Bank & Trust or CBW Bank; Member FDIC.
2023 Bright Capital Inc.

¹ Bright customers paid off their credit card debt 4x faster using Bright membership than they would by only paying their minimum dues. These customers included all users using Bright before Feb 2023, having a minimum of $500 credit card debt and having used Bright services for 1 year. Actual pay off rates may defer based on individuals.

* Based on Apple Appstore and Google Play store ratings as on March 2023