1. Cash Advance offers are provided by Network Partners and third parties, not by Bright Money. The availability, amount, associated fees, and approval of Cash Advances are determined solely by the Network Partners and third parties. Eligibility criteria, terms, and conditions, including credit checks, may apply. Not all users will qualify. Please refer to the respective Network Partner’s app for complete terms and conditions. Cash advances offered via Engine Platform financial partners, not Bright. Loan amounts vary, not all applicants will receive advances, fees for instant transfers may apply; review the terms carefully. Eligibility, terms, and approval are determined by the financial partner. Credit check may be required. For complete terms and conditions, refer to the partner’s app.

2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.

3. Bright uses standard industry practices to determine our customer satisfaction score. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.

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