Cash Advance of up to $300¹

Find multiple offers in a few clicks.
No impact on your score to check eligibility²
All credit scores can apply
Get started
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Payoff debt smarter
AS FEATURED BY

Benefits of Bright

Multiple Offers

Compare multiple loan offers from partners in minutes

Customized

Choose the best options customized to your need

No score impact to check eligibility²

Compare loan offers without affecting your credit score

How it works?

Choose the personal loan amount

Select the amount you want to borrow, up to $10,000.

Check eligibility for the loan

Share some details for eligibility check. It will not impact score².

Review and accept the offer

Once qualified, see and confirm the rate.

Get it credited to your account

Once approved, get the loan amount credited.

Know more about Personal Loans

Are Personal Loans provided by Bright?

What loan amounts can I apply for?

How can I check my offers?

What personal loans are best for people with bad credit?

What factors should I look at when considering a loan?

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24/7 Live Chat Support

Cash Advance of up to $300¹

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2025 Bright Capital Inc.

Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loans are made through Even Financial Corp and its network of financial partners who will determine if you are eligible for a loan independent of Bright. Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust. Learn more here.  Bright is a financial technology company, not a bank.

When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.



1. Cash advances offered via Engine Platform financial partners, not Bright. Loan amounts vary, not all customers will receive advances, fees for instant transfers may apply; review the terms carefully. Eligibility, terms, and approval are determined by the financial partner. Credit check may be required. For complete terms and conditions, refer to the partner’s app.


2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.

3. Bright uses standard industry practices to determine our customer satisfaction score. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.

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