Cash Advance of up to $750¹

Find multiple offers in a few clicks.
No impact on your score to check eligibility²
All credit scores can apply
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Payoff debt smarter
AS FEATURED BY

Benefits of Bright

Multiple Offers

Compare multiple loan offers from partners in minutes

Customized

Choose the best options customized to your need

No score impact to check eligibility²

Compare loan offers without affecting your credit score

How it works?

Choose the personal loan amount

Select the amount you want to borrow, up to $10,000.

Check eligibility for the loan

Share some details for eligibility check. It will not impact score².

Review and accept the offer

Once qualified, see and confirm the rate.

Get it credited to your account

Once approved, get the loan amount credited.

Know more about Personal Loans

Are Personal Loans provided by Bright?

What loan amounts can I apply for?

How can I check my offers?

What personal loans are best for people with bad credit?

What factors should I look at when considering a loan?

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Cash Advance of up to $750¹

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2025 Bright Capital Inc.

Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loan offers are available through Bright Money’s Network Partners, subject to credit approval and applicable state restrictions. Loan amounts and terms vary. Deposit accounts are provided by Evolve Bank & Trust and Continental Bank, Members FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust and Continental Bank, Members FDIC. Learn more here. Bright is a financial technology company, not a bank.

When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.



1. Cash Advance offers are provided by Network Partners and third parties, not Bright Money. The Cash Advance amount ranges from $25 to $750. Terms, eligibility, fees, and approval are determined by the partners. Please refer to the respective Network Partner’s app for complete terms and conditions.

2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.

3. Bright uses standard industry practices to determine our customer satisfaction score. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.

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