Cash Advance offers up to $750¹

Find multiple offers in a few clicks.
No credit check²
All credit scores can apply
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Benefits of Bright

Multiple Offers

Compare multiple loan offers from partners

Customized

Choose the best options customized to your need

No score impact to check eligibility²

Compare loan offers without affecting your credit score

How it works?

Choose the personal loan amount

Select the amount you want to borrow, up to $10,000.

Check eligibility for the loan

Share some details for eligibility check. It will not impact score².

Review and accept the offer

Once qualified, see and confirm the rate.

Get it credited to your account

Once approved, get the loan amount credited.

Know more about Cash Advance

Does Bright Money provide Cash Advance?

Is my credit score impacted when applying for a Cash Advance with Bright Money?

Can I use my Cash Advance funds for my personal needs?

What is a Cash Advance?

How much can I borrow with a Cash Advance?

What are the interest rates for Cash Advances?

Are there any fees for Cash Advances?

How quickly will I receive my Cash Advance funds?

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Cash Advance offers
up to $750¹

Apply Now
2026 Bright Capital Inc.

Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loan offers are available through Bright Money’s Network Partners, subject to credit approval and applicable state restrictions. Loan amounts and terms vary. Deposit accounts are provided by Evolve Bank & Trust and Continental Bank, Members FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust and Continental Bank, Members FDIC. Learn more here.  Bright is a financial technology company, not a bank.

When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.



1. Cash Advance offers, terms, eligibility, fees, and approval are determined by Network Partners, not Bright Money. See the Network Partner’s app for terms and conditions. "No Credit Check” applies only to Cash Advance offers from Network Partners. Other products may require a credit check. Bright Money does not guarantee approval.

2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.

3. Bright uses standard industry practices to determine our customer satisfaction score. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.

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